current mortgage rates canada

Will Mortgage Rates Go Down to 5% in 2026? — Photo by Jakub Żerdzicki on Unsplash

Industry Insiders Say Mortgage Rates Can't Stay Above 5%

Industry Insiders Say Mortgage Rates Can't Stay Above 5% Mortgage rates are expected to slip below the 5% mark soon, according to most market insiders, even though today’s rates sit just above 6%. Financial Disclaimer: This article is for educational purposes only and does not constitute financial

Mortgage Rates Today, May 1, 2026: 30-Year Rates Fall to 6.38% — Photo by Thirdman on Pexels

current mortgage rates usa

Lock Mortgage Rates 6.38% Now To Save Thousands

Yes - if you lock in the current 6.38% 30-year fixed rate you can shave thousands off the total cost of a mortgage, especially for retirees who need predictable cash flow. The dip from 6.432% to 6.38% on May 1, 2026 creates a tangible monthly savings that