subprime mortgage access
Why Mortgage Rates Plunge Yet Subprime Access Persists
Why Mortgage Rates Plunge Yet Subprime Access Persists Mortgage rates fell 7 basis points to 6.23% in early April 2026, yet subprime borrowers continue to secure loans because lenders keep a higher risk premium and many buyers offset risk with larger down payments. In my experience, the dip in